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Junior Teller

VisionFund Micro-Finance Institution

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Finance

Banking Management

Ambo,Bedele,Metu,Agaro,Jimma

0 years

Position

2021-07-21

to

2021-07-29

Required Skills
Required skills have not yet been specified for this position this job
Fields of study
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Full Time

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Job Description

IMMEDIATE INTERNAL/EXTERNAL

VACANCY ANNOUNCEMENT

About the Organization:

VisionFund Micro Finance Institution (S.C) is an Institution established according to proclamation No. 40/96 to provide financial services to the productive poor in the rural and urban areas of Ethiopia. VisionFund is currently operating in four of the Regional States of the country.

VisionFund MFI is currently looking candidates to fill the following vacancies for batch recruitment for Junior Teller role. The successful candidates will have skills and experience that meet the following requirements:

Major Responsibilities

Marketing of saving products & Teller supervision

  • Undertakes and facilitate marketing of saving products & consumer loans
  • Supervises and reviews the work of the teller(s) and reports to the branch manager any discrepancy within the day;
  • Ensures that there is sufficient personnel available to attend to expected number of clients; Teller function    
  • Undertake preparation and review of CRV as per the collection schedule,
  • Performs cash operations (withdrawals and deposits), disbursements, payments
  • Performs regular check of the actual cash balance on hand and reconciles it with the balance according to the cash module of the MIS system and immediately reports discrepancies to the BM;
  • Maintains minimum/ maximum cash in accordance with the MFI policy & prevailing management guidelines;
  • Ensures that fake bank notes are neither received nor disbursed to the clients;

Manage loan process

  • Receives consumer loan applications and perform credit investigation on loan applicants and his/her surety/ guarantor, if any;
  • If necessary, conducts inspection and/or appraisal of any property being offered as collateral;
  • Prepares and presents credit applications to the branch credit committee for approval;
  • Prepares schedules and disburses loans and collects repayments from consumer clients
  • Assesses client history & performance to recommend for repeat loan

Manages portfolio quality

  • Closely monitors loan payments and ensures zero tolerance against past due;
  • Conduct close follow up on consumer loans in arrears and complete log sheet for consumer loans past due and appropriately document there of     

Job Requirements

Qualification and Technical Skill Required

  • A minimum of Diploma in Accounting and/or Related Fields.
  • Determined personality with initiative, perseverance and the ability to motivate and manage a team
  • Capability and willingness to take responsibility and developed sense of rectitude
  • Ready to comply and live up to and in accordance with the organization Ideals and Core Values
  • Computer literacy is desirable
  • Local language knowledge,

How to Apply

Candidates who fulfil the above requirements can submit the application letter, updated curriculum vitae with names and addresses of up to 3 references and non-returnable copies of credentials in person to: Bedele, Jima, Metu, Agaro Branches or North West Area Office (Ambo).

Women applicants are highly encouraged to apply!

 

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