Job Description

District credit Analyst (Hawassa District)

DB/ Vacancy-0128/22

Job Summery

• The Credit Analyst is responsible for activities related to credit analysis and appraisal in the District Office. These include identifying, mitigating factors for credit risk(s); making in-depth credit analysis and appraisal using appropriate analysis techniques; and ensuring that the findings of the analysis are true and correct as per the Bank’s policies and procedures.

Job Requirements

Academic & Professional Qualification

• Bachelor Degree in Business Administration, Economics, Accounting, Management, Banking, Finance or other related fields.

Experience

• At least five (5) years’ banking experience of which at least two (2) years in credit area.

Required Technical Competency

• Working knowledge of provisioning for loan losses and the Bank’s regulatory provisioning policies and requirements.

• Expert knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.

• Solid understanding of lending procedures and credit reporting agencies

• Proficient in reading / interpreting financial statements for the purpose of underwriting credit.

• In-depth knowledge of credit scoring and financial services products.

• Knowledge of policies, rules, regulations and directives related to the financial sector.

• Sound knowledge of macroeconomic and microeconomic environment.

Behavioral Competency

• Interpersonal and cross-cultural skills, including ability to build collaborative relationships with sensitivity to diversity/inclusion.

• Creativity and innovation skills.

• Action oriented.

• Quality focus and attention to detail.

• Professionalism and integrity in line with Dashen Bank values.

• Good oral and written communication skills.

• Critical and analytical thinking and problem solving skills.

• Personal motivation and drive exhibited through commitment to hard work, continuous improvement and achievement of goals.

• Good customer relationship management skills (internal and external customers)

• Risk awareness and focus - demonstrates understanding of risk management practices, standards and regulatory requirements.

How to Apply

Interested applicants can apply using THIS LINK

NB: Dashen Bank does not charge a fee at any stage of the recruitment process. Hence, if you are asked for any please refuse.