Job Expired
Credit Manager
Addisitua Ethiopia Saving & Credit Cooperative
Finance
Accounting and Finance
Addis Ababa
3 years - 5 years
1 Position
2022-09-05
to
2022-09-22
Accounting & Finance
Full Time
Share
Job Description
Addisitua Ethiopia Community based saving and credit Cooperative Licensed & Operating in Addis Ababa City Would like to recruit competent and experienced the Finance Manager vacant post.
Main duties and responsibilities:
Develop and maintain effective and cost-effective policies and procedures to achieve target portfolio size while managing credit risk.
Set credit management policies and procedures to ensure that loans are granted based on technical criteria and that follow-up on late payment is prompt and effective.
Oversee training and information dissemination to ensure that credit staff understands policies and procedures.
Oversee loan approval processes to achieve agreed-upon targets.
Propose allocation of loan funds in all branches according to available products
Ensure that branches approve loans on the basis of existing policies and procedures.
Ensure proper scrutiny and preparation of loan application and agreements and repayment schedules.
Sample check accuracy of interest calculation on loans and act upon discrepancies discovered.
Arrange Credit -Committee meetings and guide the committee to approve loans based on policies and procedures.
Report on loan portfolio
Ensure delinquent loan recovery processes meet targets.
Follow up of overdue loans and debts for proper recoveries.
Oversee that late payments are followed up promptly and effectively.
Carry out surprise checks at branch levels on reconciliation, repayments and defaulted loans.
Work with Marketing Department to conduct market research. Adjust products and product mix accordingly to meet market demand and targets for portfolio growth.
Write reports on loan performance
Perform any other professional duty assigned
Job Requirements
Education
Bachelor’s Degree/ Master’s Degree in Accounting /Finance, MBA or any related field.
Professional course in accounting is an added advantage
Experience
5 years for Bachelors and 3 years Masters
Proven experience in similar position or 1 years supervisory role for Bachelors
Industry Experience will be an added advantage).
Required Skills
Individual with strong analytical skills and ability
Excellent communication skills and work productivity
Outstanding organizational and leadership skills
Problem-solving aptitude
How to Apply
Interested applicants with the required qualification and experience should submit their application, Curriculum vitae and non-returnable copies of qualification and experience documents to Addisitua Ethiopia Saving and Credit Cooperative Head Office within 10 working days after the announcement at the following address or through THIS LINK
Addisitua Ethiopia Saving and Credit Cooperative Head Office
Located around Semen Hotel, Addis Ababa, Darule Blding 8th Floor.
Tel +251111712464 / 0118625453 /0118625066
Fields Of Study
Accounting & Finance
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