Job Expired

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Credit Workout Officer

Enat Bank

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Finance

Accounting

Addis Ababa

4 years

1 Position

2023-01-11

to

2023-01-16

Required Skills
Required skills have not yet been specified for this position this job
Fields of study

Accounting

Information System

Business Administration

Management

Economics

Full Time

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Job Description

Essential Function

  • Conducts an independent credit analysis/appraisal on all credit requests’ of customers,

  • Collects all required loan processing documents and information from Customer, information/data/research output from the database of the bank (if available), or from the market as deemed necessary,

  • Conducts customer credit risk rating/grading,

  • Conducts negotiation with customers with problem loans and advances, proposes resolution mechanisms, and follow-up the restructured loans and customer’s business

  • Follow-up legal action (foreclosure/litigation) and searches for attachable or foreclosed properties,

  • Propose full or partial write-off hopeless loans and advances,

  • Conducts post write-off follow-up in collaboration with the concerned branches,

  • Closely works with respective Branches for timely execution of remedial measures of problematic loans,

  •  Prepares and presents credit appraisal proposal to the concerned credit committees,

  • Participates in other activities of the Bank’s NPL management committees in conformity with the enclosures of the credit policy, procedure and other regulations of the Bank and NBE,

  • Mentors and assist in training of subordinate staff, junior credit workout officers,

  • Performs other duties given by immediate supervisors

Job Requirement

  • BA in Economics, Accounting, Management, Business Administration, Management Information Systems or any other related fields

  • 4 years of relevant work experience out of which at least 1 year as relevant officer

Place of Work: – Addis Ababa

How to Apply

Apply using the following LINK For further information Contact Tel: 0115522835

NB: Women applicants are highly encouraged

Fields Of Study

Accounting

Information System

Business Administration

Management

Economics

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