Job Requirement

Education: BA Degree in Accounting, Management, and other business-related fields.

Experience: minimum of Seven years Banking experience.

Roles and Responsibilities:

• Recruit potential customers and retain existing customers.

• Advises customers on nature, type, eligibility, etc. of credit facilities provided by the Bank.

• Conducts visit to customers’ business and responsible for due diligence report preparation and assessment.

• Protecting the Bank from establishing inappropriate relationships with non-beneficial customers.

• Identification of the borrower’s, credit worthiness, capacity, capital, collateral, character, legality and willingness to repay the loan.

• Recommends on loan requests of the customers and presents it to credit committee deliberation for final approval.

• Takes part on Credit Approving Committee meetings as resource person.

• Ensures the end use of the loan granted only for the purpose specified.

• Conducts regular loan follow-up on a case-by-case basis and identify early warning signals.

• Prepares and sends periodic loan reports to Credit Portfolio and Loan Recovery Management Team.

• Proposes workout strategies on irregular loans before they become non-performing for further remedial actions including legal actions.

• Ensures reminders are timely served by the lending branch to customers as per the procedure when loans fall in arrears.

• Periodically check and review loan and mortgage contracts and loan documentation.

• Forwards problem loans to Loan Recovery Team when the financial situation of a borrower shows serious signs of deterioration.

• Ensures discrepancies obtained from audit findings are rectified timely and properly.

• Ensures credit facilities availed to exporters is settled in foreign currency and productivity of loans in this sector is to the satisfaction of the bank.

• Ensure that resource mobilization of the bank is augmented by customers of each segment and works hard for the realization of exploitation of the maximum resource that can be obtained from the customers and their affiliates; and

• Performs other duties as deemed necessary.

Job Location: Head Office

How to Apply:

Submit your copies of non-returnable CV with the application letter and copy of credentials; including copy of grade 8 ministry certificate and other supportive documents in person to Head Office (Bole, Dambel City Center 4th Floor(Kindly use lift no.06))