Duties & Responsibilities:

DUE DILIGENCE AND FACILITY/INVESTMENT PREPARATION (40%) 

• Respond to inquiries from prospective borrowers, support them to apply for our investment products, 

• Introduce the investment products to entrepreneurs, explaining the requirements for repayment and the seriousness of taking on debt financing, 

• Conduct due diligence on prospective borrowers, including site visits, document preparation, coordination with the Business Development Associates and Business Associates, etc. 

• Communicate all materials to the Senior Portfolio Manager/ Regional Portfolio Director and assist in preparing credit reports for Investment Committee meetings,

• Take photos of entrepreneurs, have them sign photo waivers, and post their stories on the Kiva platform.

PORTFOLIO MANAGEMENT (30%) 

• Offer excellent customer service through daily conversations, correspondence, and site visits as needed to maintain strong positive relationships with borrowers, 

• Work with the Business Development Services team to ensure borrower success, and Visit clients for monitoring, 

• Track information about borrowers and communicate effectively with key stakeholders about client status, 

• Actively participate as key staff in the weekly Portfolio Review Meeting, 

• Maintain a tracking system of borrower payments and contact information, 

• Interact with government leaders, the court system, refugees and host communities’ stakeholders, and others for follow-up on lack of payments, 

• Work with the Finance Director/Senior Finance Associate to produce invoices for payments, 

• Ensure that we are adhering to the requirements of our Kiva partnership, including reporting and journaling, 

• Other duties as assigned by the supervisor. 

TEAM AND GROWTH MANAGEMENT (20%) 

• Supervising and training Investment Officers staff in all steps of the investment granting cycle including: 

• Acquisition and screening of potential clients, 

• Active monitoring of investment repayments and overall performance, 

• Investment assessment, appraisal, and disbursement.

• Chairing credit/facility committees under the portfolio manager’s approval rights. 

INVESTMENT MANAGEMENT SYSTEM (10%) 

• Update both disbursements and investment repayments in the Investment Management System (LMS-powered by odoo)

• Maintain and demonstrate proficiency with investment software applications

• Work with system providers to utilize applications to fullest capacity, streamlining processes and procedures, ensuring accuracy and compliance 

• Assist with system parameters and design to meet the needs of multiple departments. 

• Manage user security access

• Ensure proper segregation of duties, develop and maintain work flows for all stages of investment 

• Advise the Management team how to automate key lending processes

• Supervise all aspects of the investment operations. This supervision includes posting of payment, payoffs, and balancing, disbursing investment funds

• Ensure lending team is provided with updates and procedural changes

• Participates in the review and recommendations of operational systems and procedures

• Successfully interact with lending staff to improve the accuracy and efficiencies of the Investment management system 

• Prepare related reports and administer the system

• Other duties as assigned by the supervisor.

Job Requirements

Minimum Qualifications

The investment Manager will be a trusted partner of Inkomoko Ethiopia clients; basic qualifications include: 

• University degree in Finance or another related field 

• Must speak fluent English, Somali, and Amharic. Knowledge of other local languages will be an added advantage 

• Experience in Islamic lending and practice is STRONGLY preferred

• Experience in investment management, microfinance, capital leases, and access to finance for Micro businesses and SMEs is STRONGLY preferred 

• Experience in lending and group savings is strongly preferred 

• Experience in lending products development is a MUST 

• Experience in managing investment staff 

• Experience providing business advice to entrepreneurs and dealing with customers/debt 

• Prior experience in using Investment management system software 

• Experience in partnerships management is STRONGLY preferred

• Decisive individuals with the ability to deliver unpleasant messages to the debtors and assertive enough to get the debtors to pay off the entire debt 

• Experience in managing difficult clients and reaching positive outcomes 

• Very strong attention to detail and good follow-through, 

• Comfort with the civil court system, collateral registration, and previous experience in litigation is preferred

• Unrelenting perseverance, personal integrity, and critical thinking skills. 

• 5+ years of work experience in the relevant or applicable field 

• Must be able to legally work in Ethiopia

How to Apply

Please apply by using this link: CLICK HERE

Applications must be submitted by the end of the day on May 15, 2023. Early applications are strongly encouraged. No telephone inquiries, please.

As a company, we have policies in place that promote diversity, equity, and inclusion at all levels

NB: Only shortlited candidates will be contacted. Employment is conditional upon successful background checks and other verification as needed.