Essential Function

• Conducts an independent credit analysis/appraisal on all credit requests’ of customers,

• Collects all required loan processing documents and information from Customer, information/data/research output from the database of the bank (if available), or from the market as deemed necessary,

•  Conducts customer credit risk rating/grading,

• Conducts negotiation with customers with problem loans and advances, proposes resolution mechanisms, and follow-up the restructured loans and customer’s business

• Follow-up legal action (foreclosure/litigation) and searches for attachable or foreclosed properties,

• Propose full or partial write-off hopeless loans and advances,

• Conducts post write-off follow-up in collaboration with the concerned branches,

• Closely works with respective Branches for timely execution of remedial measures of problematic loans,

• Prepares and presents credit appraisal proposal to the concerned credit committees,

• Participates in other activities of the Bank’s NPL management committees in conformity with the enclosures of the credit policy, procedure and other regulations of the Bank and NBE,

• Mentors and assist in training of subordinate staff, junior credit workout officers,

Job Requirement

BA in Economics, Accounting, Management, Business Administration, Management Information Systems & any other related fields with 3.5 years of experience in banking operation, of which at least 1 year as relevant officer

Place of Work: – Addis Ababa (Head office)

How to Apply

• Only short listed candidates will be communicated

• The Bank has the right to cancel the post advertised

• Interested applicants fulfilling the above requirements are invited to submit their applications only online through CLICK HERE until November 10, 2023.

Enat Bank S.C

                Human Capital Management Department Telephone: – 0115522835

Women applicants are highly encouraged