Job Expired

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Banks Loans Specialist

OVID Construction PLC

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Finance

Accounting

Addis Ababa

3 years

1 Position

2024-02-16

to

2024-02-26

Required Skills
Required skills have not yet been specified for this position this job
Fields of study

Accounting

Business Management

Business Administration and Management

Business Administration

Accounting & Finance

Full Time

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Job Description

Ovid Real Estate Company is currently seeking qualified and enthusiastic individuals to join our dynamic team. We believe in fostering a collaborative and innovative work environment, and we invite you to explore the following exciting career opportunities:

Job Specifications: 

Loan Processing:

  • Evaluate loan applications, supporting documents, and financial information.

  • Ensure completeness and accuracy of loan packages.

Credit Analysis:

  • Conduct credit analysis to assess the creditworthiness of loan applicants.

  • Collaborate with credit analysts to determine risk levels.

Client Interaction:

  • Interact with clients to gather additional information and clarify details.

  • Communicate loan decisions and provide assistance throughout the application process.

Documentation:

  • Prepare and review loan documentation, ensuring compliance with regulatory standards.

  • Coordinate with legal and compliance teams for documentation review.

Loan Structuring:

  • Assist in structuring loan terms and conditions.

  • Collaborate with underwriting teams to develop appropriate loan structures.

Risk Management:

  • Assess and mitigate risks associated with loan applications.

  • Ensure compliance with risk management policies.

Client Relationship Management:

  • Build and maintain positive relationships with clients.

  • Address client inquiries and concerns in a timely and professional manner.

Loan Closing:

  • Coordinate the closing of approved loans, ensuring all required documentation is in order.

  • Collaborate with internal teams to facilitate a smooth closing process.

Market Research:

  • Stay informed about market conditions, interest rates, and industry trends.

  • Provide insights into market dynamics that may impact loan decisions.

Compliance Oversight:

  • Ensure loan processes adhere to regulatory requirements and internal policies.

  • Collaborate with compliance teams to address any compliance issues.

Reporting:

  • Prepare reports on loan application status, approvals, and denials.

  • Provide regular updates to management on loan portfolio performance.

Training and Development:

  • Stay updated on changes in banking regulations and loan processing practices.

  • Participate in training sessions to enhance skills and knowledge.

Required Number: 1(One)

Job Requirements

Education:

  • Bachelor's Degree in Finance, Business Administration or a related field

  • Relevant certifications in banking and finance are advantageous.

Experience:

  • Proven experience in banking, loan processing, or a related financial role.

  • Familiarity with loan products, underwriting, and regulatory requirements.

Analytical Skills:

  • Strong analytical and quantitative skills.

  • Ability to assess financial documents, credit reports, and other relevant information.

Communication Skills:

  • Excellent written and verbal communication skills.

  • Ability to effectively communicate with clients, internal teams, and external stakeholders.

Customer Service:

  • Strong customer service orientation.

  • Ability to build and maintain positive relationships with clients.

Regulatory Knowledge:

  • Knowledge of banking regulations and compliance standards.

  • Ensure adherence to legal and ethical standards in loan processing.

Attention to Detail:

  • Exceptional attention to detail, especially when reviewing financial documents.

  • Accuracy in data entry and documentation.

Negotiation Skills:

  • Effective negotiation skills for loan terms and conditions.

  • Ability to secure favorable terms for both the bank and the client.

Time Management:

  • Excellent organizational and time management skills.

  • Ability to manage multiple loan applications simultaneously.

Team Collaboration:

  • Ability to collaborate with underwriters, credit analysts, and other banking professionals.

  • Work effectively with cross-functional teams.

How to Apply

Interested and qualified applicants can apply through THIS LINK

Fields Of Study

Accounting

Business Management

Business Administration and Management

Business Administration

Accounting & Finance

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