Corporate Credit Analyst for Addis Ababa

DB/ Vacancy- 0117/24

Job Summary

Corporate Credit Analyst is responsible for activities related to credit analysis for loan cases falling under committee C discretionary limit on the assigned corporate sector. These include identifying, measuring and setting mitigating factors for credit risk(s); making in-depth credit analysis and appraisal using appropriate analysis techniques; and ensuring that the findings of the analysis are true and correct as per the Bank’s policies and procedures.

Job Requirements

Academic & Professional Qualification

Bachelor Degree in Business Administration, Economics, Accounting, Management, Banking, Finance or other related fields.

Training in credit processing and appraisal is an added advantage.

Experience

At least Six (6) years’ relevant experience with two years in credit operations.

Behavioral Competency

·        Interpersonal and cross cultural skills, including ability to build collaborative relationship with sensitivity to diversity/inclusion.

·        Creativity and innovation skill

·        Action oriented

·        Quality focus and attention to detail

·        Professionalism and integrity in line with Dashen Bank Values

·        Good oral and written communication skills

·        Personal motivation drive exhibited through commitment to hard work, continuous improvement and achievement of goals.

·        Good customer relationship management skill (internal & external)

·        Risk awareness and focus-demonstrates understanding of risk management practice, standards and regulatory requirements.

Required Technical Competency

·        Working knowledge of provisioning for loan losses and the Bank’s regulatory provisioning policies and requirements.

·        Expert knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.

·        Solid understanding of lending procedures and credit reporting agencies

·        Proficient in reading / interpreting financial statements for the purpose of underwriting credit.

·        In-depth knowledge of credit scoring and financial services products.

·        Knowledge of policies, rules, regulations and directives related to the financial sector.

·        Sound knowledge of macroeconomic and microeconomic environment.

How to Apply                                      

1. Interested and qualified applicants should apply through THIS LINK

2.  Applicants should fill all the details on the vacancy application form and make sure you submit after completing all the questions.

3.  Finally, please scan all relevant credentials (Uploading relevant credentials that verifies educational qualification, work experience licenses, certifications …. etc which are stated on the application form /CV).

3. Use THIS LINK to attach the scanned documents in PDF format (*mandatory).

NB. *Applicants who do not have an account need to register using personal email account,

    *CV‘s shall not be more than 3 pages and saved in PDF format (mandatory)

NB: - Dashen Bank does not charge a fee at any stage of the recruitment process. Hence, if you are asked for any please refuse.

·        Female applicants are highly encouraged to apply