Job Expired
Senior District Credit Analyst
Dashen Bank
Finance
Accounting
Nekemte
6 years
1 Position
2025-03-19
to
2025-03-27
prepare credit offers
prepare credit reports
Business Administration
Management
Banking and Finance
Economics
Full Time
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Job Description
Senior District Credit Analyst is responsible for activities related to credit analysis for loan case under District Loan approval committee's discretion. These include identifying, measuring and setting mitigating factors for credit risk(s); making in-depth credit analysis and appraisal using appropriate analysis techniques; and ensuring that the findings of the analysis are true and correct as per the Bank’s policies and procedures.
Job Requirements:
Qualification
Bachelor's Degree in Business Administration, Economics, Accounting, Management, Banking, Finance or other related fields.
Experience
Six (6) years of banking experience of which at least two (2) years In the Credit Area.
Required Competencies
Interpersonal and cross-cultural skills, including the ability to build collaborative relationships with sensitivity to diversity/inclusion.
Creativity and innovation skills.
Action-oriented.
Quality focus and attention to detail.
Professionalism and integrity in line with Dashen Bank values.
Good oral and written communication skills.
Critical and analytical thinking and problem-solving skills.
Personal motivation and drive exhibited through a commitment to hard work, continuous improvement and achievement of goals.
Good customer relationship management skills (internal and external customers)
Risk awareness and focus – demonstrate an understanding of risk management practices, standards, and regulatory requirements.
Required Technical Competency
Working knowledge of provisioning for loan losses and the Bank’s regulatory provisioning policies and requirements.
Expert knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.
Solid understanding of lending procedures and credit reporting agencies
Proficient in reading/interpreting financial statements for the purpose of underwriting credit.
In-depth knowledge of credit scoring and financial services products.
Knowledge of policies, rules, regulations, and directives related to the financial sector.
Sound knowledge of the macroeconomic and microeconomic environment.
How to Apply
For application please use THIS LINK
Fields Of Study
Business Administration
Management
Banking and Finance
Economics
Skills Required
prepare credit offers
prepare credit reports
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