Kifiya Financial Technology
Business
Business Management
Addis Ababa
5 years
1 Position
2025-05-08
to
2025-05-13
adjust production schedule
Business
Full Time
Share
Job Description
Kifiya is an AI-powered ecosystem technology company specializing in intelligent data-driven decisioning, financial services, digital agriculture, and smart mobility infrastructure solutions. For over a decade, we have built robust technological infrastructures and implemented transformative initiatives that address market failures. We empower MSMEs, smallholder farmers, and low- to middle-income consumers by providing access to financial services and markets. Kifiya is scaling its technology infrastructure to create a more inclusive and sustainable future in Africa.
Over the past 14 years, Kifiya has grown from a startup into a leader in digital financial services and AI-driven technology, showcasing the power of data and innovation to drive meaningful change.
We are looking for a dynamic Product Manager to lead the development and scale-up of our embedded finance solutions, with a core focus on Buy Now, Pay Later (BNPL) and Inventory Credit products. This role will shape digital lending journeys that are tightly integrated into partner platforms such as merchant apps, distributor networks, and supply chain ecosystems. You will work closely with internal teams, fintech enablers, and partner banks to design, launch, and grow impactful credit products for MSMEs and end consumers.
Define the product vision, customer journeys, and roadmap for embedded finance products (BNPL & Inventory Credit).
Conduct user and ecosystem research to uncover pain points and product-market fit within supply chains and digital commerce platforms.
Collaborate with internal stakeholders (sales, collections, credit, operations) and external partners (banks, fintechs, distributors) to co-create and refine embedded lending flows.
Work with leadership to shape the next generation of embedded credit infrastructure tailored to informal and underserved markets.
Use data and insights to drive product performance across origination, repayment behavior, portfolio quality, and customer retention.
Design and support the rollout of credit programs embedded in POS systems, ecommerce platforms, and B2B ordering tools.
Collaborate with financial institutions to align product architecture with risk, compliance, and underwriting frameworks.
Scope, document, and prioritize product features that drive scale, reduce friction, and support embedded partner integration.
Support design of scalable servicing and collections models that work seamlessly in embedded contexts.
Lead cross-functional squads and external partners to deliver on product milestones and growth targets.
Provide hands-on guidance on UX, user flows, and digital engagement strategies to improve uptake and stickiness.
Education:
MBA or relevant graduate degree with a strong academic background
Years of Experience:
Minimum 5 years in product management, including at least 2–3 years in digital lending or embedded finance
Prior experience with BNPL, inventory financing, or working with platform-based lending models is preferred
Demonstrated success launching and scaling financial products, preferably in partnership-driven environments
Competencies & Skills:
Strong grasp of embedded finance models and partner-led product delivery
Experience working with or within digital platforms (e.g., ecommerce, POS, distribution platforms)
Interested candidates should submit their resume to Hiring@kifya.com and include " Product Manager – Embedded Finance (BNPL & Inventory Credit) " in the subject line.
We are an equal opportunity employer dedicated to diversity and inclusion, welcoming all qualified applicants regardless of background. Our goal is to build a diverse team to promote innovation and success.
Fields Of Study
Business
Skills Required
adjust production schedule
Related Jobs
about 6 hours left
Ethiopian Engineering Corporation
Site Adminstrator
Site Administrator
Full Time
0 - 2 yrs
5 Positions
Bachelor's Degree in Management, Economics, HR or in a related field of study with relevant work experience Duties & Responsibilites: - The role holder interacts with many different people within the project site, including site crew members, supervisors and accounting/finance representative. - Role holder reports directly to head office HR Admin and Advisor with a dotted line to the site project manager. - The role holder collects and enters numerous sets of data, including new joiners end to end information regularly and submits for head office HR - The role holder plays a key role in the implementation of new employee induction/orientation programs. When the company hires new site staff / laborers, for instance, the site HR Administrator will organize a session to induct new joiners about the company, its vision and values, roles and responsibilities, on the project’s regulations and working conditions etc.
7 days left
Ahununu Trading PLC
Junior Customer Service Officer
Customer Service Officer
Full Time
1 yrs
2 Positions
Bachelor's Degree in Business or in a related field of study with relevant work experience in a customer service role or related field. Workplace: Kera Duties & Responsibilites: - Respond promptly to customer inquiries via phone, email, or in person at the Kera office. - Maintain detailed and accurate records of customer interactions, complaints, and resolutions. - Work closely with other departments, such as sales, logistics, and technical teams, to address customer needs effectively. - Build and maintain strong, professional relationships with customers to promote trust and loyalty. - Ensure all customer service activities align with company policies and quality standards. Required Skills: - Exceptional verbal and written communication skills in [list relevant languages, if any]. - Strong problem-solving abilities and attention to detail. - Ability to remain calm and professional under pressure. - Proficiency in using customer relationship management (CRM) tools and software.
about 6 hours left
Zikri PLC
General Service
General Service Officer
Full Time
4 yrs
1 Position
Bachelor's Degree or Diploma in Accounting, Economics, Managment, Mechanical Engineering or in a realted field of study with relevant work experience Experience: 4 years for Degree and 6 years for Diploma Age; 30 - 40 years old
1 day left
ZamZam Bank
Banking Business Officer I
Banking officer
Full Time
1 yrs
1 Position
Bachelor's Degree in Economics, Management, Accounting, or in a related field of study with relevant work experience
2 days left
Wolkite University
General Manager
General Manager
Full Time
6 yrs
1 Position
PhD, Master's or Bachelor's Degree in Agricultural Economics, Agriculture, Rural Development, Economics, Business Management, Management and Development Studies or a related field of study with relevant work experience. Expereince: 10 years for Bachelor's, 8 years for Master's and 6 years for PhD
3 days left
Hijra Bank
Senior Core Banking Officer
Banking officer
Full Time
4 yrs
1 Position
Bachelor’s Degree in Accounting, Management, Economics or in a related field of study with relevant work experience