To ensure full compliance with NBE regulations, implement enterprise-wide risk management (ERM) and mitigate financial, operational, and regulatory risks.

Key Responsibilities:

Risk Management:

• Implement NBE’s Risk Management Directive (MFI/24/2022), including credit, liquidity, operational, and market risks.

• Conduct quarterly risk assessments and stress testing per NBE requirements.

• Develop risk mitigation strategies and monitor key risk indicators (KRIs).

Compliance Oversight:

• Ensure compliance with:

  • NBE’s Prudential Standards (capital adequacy, loan classification, provisioning).

  • AML/CFT Proclamation No. 1176/2020 (KYC, transaction monitoring, reporting).

  • Consumer Protection Guidelines (MFI/12/2021).

• Prepare and submit regulatory reports (e.g., AML, liquidity, large exposure reports) to NBE.

• Conduct compliance training for staff on NBE updates.

Internal Controls & Governance:

• Review policies to align with NBE directives and international best practices.

• Liaise with external auditors and NBE inspectors during examinations.

• Report material risks and compliance breaches to the Board Risk Committee.

Job Requirements

Qualifications & Skills:

• Education: Bachelor’s/Master’s in Finance, Risk Management, Law, or Economics.

• Experience: 5+ years in risk/compliance roles in MFIs or banks.

• Certifications: Certified Risk Manager (CRM), CAMS, or ICA Diploma in Compliance.

• NBE Regulatory Expertise:

  • Deep knowledge of NBE Microfinance Directives and AML/CFT laws.

  • Experience in regulatory reporting to NBE.

• Skills:

  • Advanced risk assessment tools (e.g., COSO ERM, ISO 31000).

  • Strong leadership and stakeholder management.

  • Fluency in English & Amharic (report writing & presentations).

How to Apply

Interested candidates should send their resumes along with a cover letter to our HR department at hr@digafcredit.com. Please specify the position and location you are applying for in the subject line of your email.

Only candidates who are shortlisted will be acknowledged and called for interviews. 

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