Job Expired
Kifiya Financial Technology
Finance
Accounting and Finance
Addis Ababa
3 years - 5 years
1 Position
2025-05-20
to
2025-05-28
financial analysis
Disaster Risk Management and Sustainable Development
Finance
Banking and Finance
Economics
Full Time
Share
Job Description
Kifiya is an AI-powered ecosystem technology company specializing in intelligent data-driven decisioning, financial services, digital agriculture, and smart mobility infrastructure solutions. For over a decade, we have built robust technological infrastructures and implemented transformative initiatives that address market failures. We empower MSMEs, smallholder farmers, and low- to middle-income consumers by providing access to financial services and markets. Kifiya is scaling its technology infrastructure to create a more inclusive and sustainable future in Africa.
Over the past 14 years, Kifiya has grown from a startup into a leader in digital financial services and AI-driven technology, showcasing the power of data and innovation to drive meaningful change.
Market Solutions Practice (MSP)
Kifiya’s MSP addresses market failures by leveraging four integrated infrastructures—intelligent data & decisioning, intelligent financial services, digital agriculture, and smart mobility—to enable MSMEs, SHFs, and low-to-middle-income individuals to access finance and markets. Our solutions support financial inclusion, job creation, and economic empowerment.
Program Overview: SAFEE Shared Facility
The Sustainable Access to Finance to Enable Entrepreneurship (SAFEE) program—a partnership between Kifiya and the Mastercard Foundation—establishes a $1.2 billion fund through transitional liquidity and declining guarantee mechanisms to support 477,861 youth- and women-led MSMEs. The Shared Facility provides infrastructure, tools, and analytics to Foundation partners, enabling financial institutions to access alternative credit scoring and blended capital.
About the Role
We are looking for a highly motivated and detail-oriented Financial and Credit Risk Analyst to support our financial risk assessment and portfolio monitoring activities. The ideal candidate will play a key role in tracking and analysing liquidity performance, coordinating guarantee utilization evaluating financial data, ensuring sound risk management practices and maintaining dashboards aligned with the AI-driven monitoring strategy.
Conduct liquidity deployment and risk assessments across various loan portfolios.
Monitor loan performance and track provisioning classifications.
Analyse disbursement and repayment patterns to identify trends in risk.
Prepare financial models, dashboards, and risk reports for internal and external stakeholders.
Recommend data-driven actions to strengthen credit quality and reduce losses.
Assist in monitoring guarantee coverage per cycle and reporting on declining guarantee phases.
Support the preparation of guarantee utilization summaries to inform future risk-sharing engagements.
Support data collection and performance tracking for fund forecasting and risk-adjusted utilization dashboards.
Support compliance with internal risk policies and external regulatory requirements.
Collaborate with teams to ensure robust portfolio oversight.
Contribute to process improvement initiatives in risk monitoring and financial reporting systems.
Master’s degree in Finance, Banking, Economics, Risk Management, or a related discipline.
Minimum 3–5 years of relevant experience in financial risk analysis or credit portfolio management.
Strong skills in financial tracking, fund utilization reporting, and performance data synthesis
Strong proficiency in the MS Office suite with command of Excel and financial modelling techniques.
Familiarity with credit classification systems and provisioning standards (e.g., IFRS 9).
Experience preparing risk dashboards and analytical reports.
Excellent written and verbal communication skills.
Strong attention to detail, with the ability to interpret and present complex data.
Interested candidates should submit their resume to hr@kifiya.com and include "Financial and Credit Risk Analyst" in the subject line.
We are an equal opportunity employer dedicated to diversity and inclusion, welcoming all qualified applicants regardless of background. Our goal is to build a diverse team to promote innovation and success.
Fields Of Study
Disaster Risk Management and Sustainable Development
Finance
Banking and Finance
Economics
Skills Required
financial analysis
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