Dashen Bank
Business
Business Administration
Dire Dawa
5 years
1 Position
2025-06-19
to
2025-06-27
monitor banking activities
Business Administration
Finance
Banking and Finance
Economics
Full Time
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Job Description
Vacancy Number: DB_EX/DDD/010/25
Vacancy Posting End Date: 27/06/2025
The Credit Analyst is responsible for activities related to credit analysis and appraisal in the District Office. These include identifying, mitigating factors for credit risk(s); making in-depth credit analysis and appraisal using appropriate analysis techniques; and ensuring that the findings of the analysis are true and correct as per the Bank’s policies and procedures.
Bachelor Degree in Business Administration, Economics, Accounting, Management, Banking, Finance or other related fields.
Experience
At least five (5) years’ experience as a Loan Officer in banking industry.
Technical Competencies
Working knowledge of provisioning for loan losses and the Bank’s regulatory provisioning policies and requirements.
Expert knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.
Solid understanding of lending procedures and credit reporting agencies
Proficient in reading / interpreting financial statements for the purpose of underwriting credit.
In-depth knowledge of credit scoring and financial services products.
Knowledge of policies, rules, regulations and directives related to the financial sector.
Sound knowledge of macroeconomic and microeconomic environment.
Behavioral Competencies
Interpersonal and cross-cultural skills, including ability to build collaborative relationships with sensitivity to diversity/inclusion.
Creativity and innovation skills.
Action oriented.
Quality focus and attention to detail.
Professionalism and integrity in line with Dashen Bank values.
Good oral and written communication skills.
Critical and analytical thinking and problem solving skills.
Personal motivation and drive exhibited through commitment to hard work, continuous improvement and achievement of goals.
Good customer relationship management skills (internal and external customers).
Risk awareness and focus – demonstrates understanding of risk management practices, standards and regulatory requirements.
Place Of Work
Dire Dawa District
Requirement Skill
Analytical skills
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Fields Of Study
Business Administration
Finance
Banking and Finance
Economics
Skills Required
monitor banking activities
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