Duties & Responsibilities:

Manages overall portfolio growth and portfolio quality

• Manages overall portfolio growth and portfolio quality

• Ensures verification of existence of clients and credit worthiness of their business

• Chairs the Branch Credit Committee (BCC) and participates in evaluating, approving, or rejecting loans according to the level of discretion;

• Ensure saving deposit and withdrawals in accordance to the policies,

• Coordinates on growth areas and projections for disbursements

• Manages, coordinates and supervise branch staff and ensures efficient delivery of service delivery operations

• Coordinate and supervise the operation of the branch,

• Plans personnel capacity, selecting new staff, undertakes fair & equitable HRM and evaluating existing staff in accordance with management decisions;

• Supervises economical use of material resources (Generator, Motorcycles & Vehicles) ensures same are serviced on time & as scheduled.

• Ensures that the branch staff maintain very high morale, identifies capacity building needs and ensures adequate and updated training is provided;

• Undertakes annual performance appraisals and staff development plans.

• Manages the branch and ensures compliance with all policies and procedures

• Implements policies, procedures and internal controls at the branch

• Decides on all operational & financial issues within the framework of existing regulations and management decisions;

•  Reporting and communication

• Performs independent balancing of all records;

• Works with other management members of the MFI; 

• Attends quarterly branch managers meetings, engages in team problem solving, works together on overlapping tasks.

• Planning & Integration

• Develops the branch business plan and annual work plans and seeks approval from the SMT on the projected targets and required resources;

• Adjusts the plan as and when needed

• Marketing

• Promotes loans, saving and any other services provided by the Branch

• Plans and initiates promotional measures within the target markets of the branch;

• markets of the branch; 

Job Requirements

2. Qualification and Technical Skill Required

• University Degree/Diploma in economics, accounting, business administration, management, banking, marketing, cooperative, agricultural economics, agriculture or related social sciences and business    fields;

• Related experience of 4 years for degree and 6 years for diploma

• Determined personality with initiative, perseverance and the ability to motivate and manage a team

• Capability and willingness to take responsibility and highly developed sense of rectitude

• Ready to comply and live up to and in accordance with the organization Ideals and Core Values.

• Be proficient in Microsoft office applications.

• Able to plan and manage finances, including a basic understanding of accounting.

• Be a good trainer, facilitator, mentor, and coach.

• Very good communication and marketing skills.

• motor bicycle driving skill and License

How to Apply

Candidates who fulfil the above requirements can submit the application letter, updated curriculum vitae with names and addresses of up to 3 references can apply online VFE_vacancy@wvi.org or in person at North West Regional Office (Ambo)