Key Responsibilities:

Loan Origination & Processing:

• Identify and develop new lending opportunities through existing and prospective clients.

• Assess clients’ financial status and creditworthiness.

• Collect and analyze loan applicants’ financial information.

• Explain different types of loans and credit options to clients.

• Process loan applications and documentation according to policy.

Credit Evaluation:

• Evaluate credit risk and make lending decisions within approved authority.

• Recommend loan approval, denial, or counteroffers based on assessment.

• Ensure compliance with internal policies and external regulations.

Customer Relationship Management:

• Develop and maintain strong relationships with customers.

• Provide personalized financial advice to meet client needs.

• Handle customer queries and resolve issues promptly.

Compliance & Documentation:

• Ensure all loan documentation is complete, accurate, and adheres to regulatory and audit standards.

• Maintain knowledge of regulatory changes and implement them accordingly.

Team Leadership & Mentoring:

• Support and mentor junior loan officers and lending staff.

• Lead by example in achieving loan and service targets.

• Participate in staff training and development initiatives.

Job Requirements

Qualifications:

Education:

• Bachelor's degree in Finance, Business Administration, Economics, or related field.

• Relevant certifications in lending or credit analysis (preferred).

Experience:

• Minimum of 4+ years of experience in consumer or commercial lending, with at least 2 years in a supervisory role in Microfinance.

• Proven experience in meeting or exceeding loan targets.

Skills & Competencies:

• In-depth knowledge of loan products and underwriting procedures.

• Strong financial and credit analysis skills.

• Excellent interpersonal and communication skills.

• Ability to work independently and in a team environment.

• Detail-oriented with strong organizational and problem-solving abilities.

• Proficiency in loan processing software and MS Office Suite.

How To Apply

Send your Application Letter, CV and Credentials at THIS LINK